I've been an independent insurance agent in Fresno for more than 30 years. I specialize in senior health insurance.

Understanding Medicare is challenging. My job is to make it easy for you and to help you understand how it works.

Medicare Parts A and B provide coverage for hospital and medical expenses, but there are deductibles, co-insurance, and co-payments. Medicare Part D provides coverage for prescription drugs; it also has deductibles and co-payments. To protect yourself you can buy a Medicare Supplement insurance and a prescription drug plan or a Medicare Advantage plan that includes drug coverage.

There are many plans offered by many companies.

As an experienced insurance agent who represents the major health companies my job is to help you find the plan that best fits your needs. I help my clients shop for the best plan and price.

I offer a free consultation. Please call or email me with any questions.